--- title: United NWA Blog | Casey @ UB description: Your home for easy-to-understand financial education, real-world budget hacks, and bank news from United Bank of Northwest Arkansas. --- What can we help you find? Search Search × Close - [Bank](https://www.united-bk.com/bank) - [Personal Checking](https://www.united-bk.com/bank/personal-checking) - [Personal Savings](https://www.united-bk.com/bank/personal-savings) - [Business Checking](https://www.united-bk.com/bank/business-checking) - [Business Savings](https://www.united-bk.com/bank/business-savings) - [Account Services](https://www.united-bk.com/manage/account-services) - [Business Services](https://www.united-bk.com/manage/business-services) - [Borrow](https://www.united-bk.com/borrow) - [Personal Loans](https://www.united-bk.com/borrow/personal-loans) - [Business Loans](https://www.united-bk.com/borrow/business-loans) - [Credit Cards](https://www.united-bk.com/borrow/credit-cards) - [Meet Our Lenders](https://www.united-bk.com/borrow/meet-our-lenders.html) - [Online Loan Payment Portal](https://smartpay.profitstars.com/express/United%20Bank%20SPE) - [Home Mortgage Loan Quote](https://info.united-bk.com/home-loan-quote) - [Manage](https://www.united-bk.com/manage) - [Account Services](https://www.united-bk.com/manage/account-services) - [Business Services](https://www.united-bk.com/manage/business-services) - [Tools](https://www.united-bk.com/manage/tools) - [Additional Services](https://www.united-bk.com/manage/additional-services.html) - [Connect](https://www.united-bk.com/connect) - [About United Bank](https://www.united-bk.com/connect/about-united-bank.html) - [The Kasasa Story](https://www.united-bk.com/connect/the-kasasa-story.html) - [Community](https://www.united-bk.com/connect/community.html) - [Blog](https://blog.united-bk.com/) - [Careers](https://www.united-bk.com/connect/careers.html) - [Locations & Hours](https://www.united-bk.com/connect/locations-hours.html) - [Contact Us](https://www.united-bk.com/connect/contact-us.html) What can we help you find? Search Search Menu [![United Bank](https://blog.united-bk.com/hs-fs/hubfs/raw_assets/public/UnitedBank_April2020/images/logo-2x.png?width=1226&height=301&name=logo-2x.png "United Bank")](https://www.united-bk.com/) [Login](https://blog.united-bk.com/author/casey-ub#oblPopup) - [Bank](https://www.united-bk.com/bank) - [Personal Checking](https://www.united-bk.com/bank/personal-checking) - [Compare Our Accounts](https://www.united-bk.com/bank/personal-checking/compare-accounts.html) - [Kasasa Cash Checking](https://www.united-bk.com/bank/personal-checking/kasasa-cash-checking.html) - [Kasasa Cash Back Checking](https://www.united-bk.com/bank/personal-checking/kasasa-cash-back-checking.html) - [Kasasa Tunes Checking](https://www.united-bk.com/bank/personal-checking/kasasa-tunes-checking.html) - [UB Fundamental Checking](https://www.united-bk.com/bank/personal-checking/ub-fundamental-checking.html) - [UB Grand Checking](https://www.united-bk.com/bank/personal-checking/ub-grand-checking.html) - [Personal Savings](https://www.united-bk.com/bank/personal-savings) - [Kasasa Saver](https://www.united-bk.com/bank/personal-savings/kasasa-saver.html) - [UB Savings Account](https://www.united-bk.com/bank/personal-savings/ub-savings-account.html) - [Kids Club Savings](https://www.united-bk.com/bank/personal-savings/kids-club-savings.html) - [Christmas Club Savings](https://www.united-bk.com/bank/personal-savings/christmas-club-savings.html) - [Money Market Max Account](https://www.united-bk.com/bank/personal-savings/money-market-max-account.html) - [Certificates of Deposit (CDs)](https://www.united-bk.com/bank/personal-savings/certificates-of-deposit-cds.html) - [Individual Retirement Accounts (IRAs)](https://www.united-bk.com/bank/personal-savings/individual-retirement-accounts-iras.html) - [Business Checking](https://www.united-bk.com/bank/business-checking) - [Compare Our Accounts](https://www.united-bk.com/bank/business-checking/compare-accounts.html) - [UB Business Checking](https://www.united-bk.com/bank/business-checking/ub-business-checking.html) - [Small Business Checking](https://www.united-bk.com/bank/business-checking/small-business-checking.html) - [Full Analysis Business Checking](https://www.united-bk.com/bank/business-checking/full-analysis-business-checking.html) - [Business Savings](https://www.united-bk.com/bank/business-savings) - [Business Money Market Max](https://www.united-bk.com/bank/business-savings/business-money-market-max.html) - [Business Certificates of Deposit (CDs)](https://www.united-bk.com/bank/business-savings/business-certificates-of-deposit-cds.html) - [Account Services](https://www.united-bk.com/manage/account-services) - [Business Services](https://www.united-bk.com/manage/business-services) - [Borrow](https://www.united-bk.com/borrow) - [Personal Loans](https://www.united-bk.com/borrow/personal-loans) - [Home Mortgage Loans](https://www.united-bk.com/borrow/personal-loans/home-mortgage-loans.html) - [Home Equity Loans](https://www.united-bk.com/borrow/personal-loans/home-equity-loans.html) - [Auto Loans](https://www.united-bk.com/borrow/personal-loans/auto-loans.html) - [Personal Term Loans](https://www.united-bk.com/borrow/personal-loans/personal-term-loans.html) - [Business Loans](https://www.united-bk.com/borrow/business-loans) - [Commercial Real Estate Loans](https://www.united-bk.com/borrow/business-loans/commercial-real-estate-loans.html) - [Business Lines of Credit](https://www.united-bk.com/borrow/business-loans/business-lines-of-credit.html) - [Business Term Loans](https://www.united-bk.com/borrow/business-loans/business-term-loans.html) - [Credit Cards](https://www.united-bk.com/borrow/credit-cards) - [Personal Credit Cards](https://www.united-bk.com/borrow/credit-cards/personal-credit-cards.html) - [Business Credit Cards](https://www.united-bk.com/borrow/credit-cards/business-credit-cards.html) - [Meet Our Lenders](https://www.united-bk.com/borrow/meet-our-lenders.html) - [Online Loan Payment Portal](https://smartpay.profitstars.com/express/United%20Bank%20SPE) - [Home Mortgage Loan Quote](https://info.united-bk.com/home-loan-quote) - [Manage](https://www.united-bk.com/manage) - [Account Services](https://www.united-bk.com/manage/account-services) - [Digital Banking](https://www.united-bk.com/manage/account-services/digital-banking.html) - [Mobile Wallet](https://www.united-bk.com/manage/account-services/mobile-wallet.html) - [SHAZAM BOLT$ Alerts](https://www.united-bk.com/manage/account-services/shazam-bolts-alerts.html) - [Falcon Fraud Manager](https://www.united-bk.com/manage/account-services/falcon-fraud-manager.html) - [ID TheftSmart Identity Theft Protection](https://www.united-bk.com/manage/account-services/id-theftsmart-identity-theft-protection.html) - [Business Services](https://www.united-bk.com/manage/business-services) - [Online Banking & Bill Pay](https://www.united-bk.com/manage/business-services/online-banking-bill-pay.html) - [Cash Management](https://www.united-bk.com/manage/business-services/cash-management.html) - [Remote Deposit Capture](https://www.united-bk.com/manage/business-services/remote-deposit-capture.html) - [Merchant Card Services](https://www.united-bk.com/manage/business-services/merchant-card-services.html) - [Check Recovery](https://www.united-bk.com/manage/business-services/check-recovery.html) - [Tools](https://www.united-bk.com/manage/tools) - [Reorder Checks](https://orders.mainstreetinc.com/ConsumerReorder?UseHeader=Yes&cid=1641) - [Switch to United Bank](https://blog.united-bk.com/hubfs/UnitedBank_April2020/Docs/UnitedBank-SwitchKit.pdf) - [Lost or Stolen Card](https://www.united-bk.com/connect/contact-us.html#lost-or-stolen-card) - [Financial Calculators](https://www.united-bk.com/manage/tools/financial-calculators.html) - [Routing Number](https://www.united-bk.com/manage/tools/routing-number.html) - [Online Loan Payment Portal](https://smartpay.profitstars.com/express/United%20Bank%20SPE) - [Home Mortgage Loan Quote](https://info.united-bk.com/home-loan-quote) - [Rates](https://www.united-bk.com/manage/tools/rates.html) - [Fee Schedule](https://blog.united-bk.com/hubfs/UnitedBank_April2020/Docs/FeeSchedule.pdf) - [Additional Services](https://www.united-bk.com/manage/additional-services.html) - [Connect](https://www.united-bk.com/connect) - [About United Bank](https://www.united-bk.com/connect/about-united-bank.html) - [The Kasasa Story](https://www.united-bk.com/connect/the-kasasa-story.html) - [Community](https://www.united-bk.com/connect/community.html) - [Blog](https://blog.united-bk.com/) - [Careers](https://www.united-bk.com/connect/careers.html) - [Locations & Hours](https://www.united-bk.com/connect/locations-hours.html) - [Contact Us](https://www.united-bk.com/connect/contact-us.html) Log In # Casey @ UB ![](https://blog.united-bk.com/hubfs/shutterstock_369961985.jpg) ## [Fix Your Spending Habits with a Simple Promise](https://blog.united-bk.com/fix-your-spending-habits-with-a-simple-promise) July 26, 2019 Hi! I’m Casey. The Marketing Coordinator for United Bank. When I’m not at the bank or writing blog posts, you’ll typically find me in my car or at my.. [Read Full Story](https://blog.united-bk.com/fix-your-spending-habits-with-a-simple-promise) ![](https://blog.united-bk.com/hubfs/shutterstock_1323274814Original.jpg) ## [Forget Cash Envelopes. Use Your Bank Accounts to Budget.](https://blog.united-bk.com/forget-cash-envelopes-use-your-bank-accounts-to-budget) June 11, 2019 I hate to carry cash. I don’t know why exactly. Maybe because trying to dig the exact amount of cash I need out of my wallet seems inefficient in the.. [Read Full Story](https://blog.united-bk.com/forget-cash-envelopes-use-your-bank-accounts-to-budget) ### Posts by Topic - [United Bank (34)](https://blog.united-bk.com/tag/united-bank) - [Springdale Arkansas (18)](https://blog.united-bk.com/tag/springdale-arkansas) - [Northwest Arkansas (15)](https://blog.united-bk.com/tag/northwest-arkansas) - [Bugeting (10)](https://blog.united-bk.com/tag/bugeting) - [Personal Finance (10)](https://blog.united-bk.com/tag/personal-finance) - [Saving (9)](https://blog.united-bk.com/tag/saving) - [First Time Homebuyers (2)](https://blog.united-bk.com/tag/first-time-homebuyers) - [Home Loans (2)](https://blog.united-bk.com/tag/home-loans) - [Bentonville Arkansas (1)](https://blog.united-bk.com/tag/bentonville-arkansas) - [Credit Monitoring (1)](https://blog.united-bk.com/tag/credit-monitoring) - [Fraud (1)](https://blog.united-bk.com/tag/fraud) - [Identity Theft Protection (1)](https://blog.united-bk.com/tag/identity-theft-protection) - [Zelle (1)](https://blog.united-bk.com/tag/zelle) see all ### Subscribe to our blog - [Lost or Stolen Card](https://www.united-bk.com/connect/contact-us.html#lost-or-stolen-card) - [Calculators](https://www.united-bk.com/manage/tools/financial-calculators.html) - [Routing Number](https://www.united-bk.com/manage/tools/routing-number.html) - [Loan Payment](https://smartpay.profitstars.com/express/United%20Bank%20SPE) - [Home Loan Quote](https://info.united-bk.com/home-loan-quote) ## **Dream Big.** Bank Local. - [Privacy Policy](https://blog.united-bk.com/hubfs/UnitedBank_April2020/Docs/privacy-policy.pdf) - [Kasasa® Cycle Dates](https://blog.united-bk.com/hubfs/Kasasa%20Qualification%20Cycle%20Dates%202022.pdf) - [AudioEye Accessibility](https://www.united-bk.com/audioeye-accessibility-statement.html) - [Careers](https://www.united-bk.com/connect/careers.html) - [Facebook](https://www.facebook.com/unitedbanknwa/) - [Twitter](https://twitter.com/UnitedBankNWA) - [Instagram](https://www.instagram.com/unitedbanknwa/) ### **Follow** Us [Member FDIC](https://www.fdic.gov) Equal Housing Lender © 2022 United Bank. Portions Copyright © Kasasa, Ltd. All rights reserved.