--- title: United NWA Blog | Personal Finance description: Personal Finance | Your home for easy-to-understand financial education, real-world budget hacks, and bank news from United Bank of Northwest Arkansas. --- What can we help you find? 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Posts about # Personal Finance ![](https://blog.united-bk.com/hubfs/Expense%20chart.png) ## [Introducing UB 360!](https://blog.united-bk.com/introducing-ub-360) September 29, 2021 Simplify your finances. Imagine the possibilities. Make a commitment to your financial fitness by automating your savings or pay-off goals. Set up.. [Read Full Story](https://blog.united-bk.com/introducing-ub-360) ![](https://blog.united-bk.com/hubfs/Pen_and_notepad_coffee_cup_blog.jpg) ## [Kasasa - The Easy Way to Save!](https://blog.united-bk.com/kasasa-the-easy-way-to-save) January 27, 2020 People have a near-immediate response when I mention the idea of saving money. For some, that response is positive. They already feel good about.. [Read Full Story](https://blog.united-bk.com/kasasa-the-easy-way-to-save) ![](https://blog.united-bk.com/hubfs/shutterstock_107762792.jpg) ## [4 Tips for Better Financial Health](https://blog.united-bk.com/4-tips-for-better-financial-health) September 7, 2019 We've all heard it...Give up your lattes. Cut up your credit cards. Save 12% of your income. These are the types of tips and tricks to get you on a.. [Read Full Story](https://blog.united-bk.com/4-tips-for-better-financial-health) ![](https://blog.united-bk.com/hubfs/shutterstock_743834836.jpg) ## [Using the 50/20/30 Rule to Take Control of Your Finances](https://blog.united-bk.com/using-the-50/20/30-rule-to-take-control-of-your-finances) August 17, 2019 How many times have you been overwhelmed by your finances? It happens to all of us. However, there is a way to combat this stress: budgeting. [Read Full Story](https://blog.united-bk.com/using-the-50/20/30-rule-to-take-control-of-your-finances) ![](https://blog.united-bk.com/hubfs/social-suggested-images/shutterstock_1424166830.jpg) ## [Our Top 3 Financial and Budgeting Resources](https://blog.united-bk.com/our-top-3-financial-and-budgeting-resources) August 15, 2019 You might think a banker has all the financial answers and knowledge already, but the truth is...we don't. Just like with any industry, finance is.. [Read Full Story](https://blog.united-bk.com/our-top-3-financial-and-budgeting-resources) ![](https://blog.united-bk.com/hubfs/shutterstock_369961985.jpg) ## [Fix Your Spending Habits with a Simple Promise](https://blog.united-bk.com/fix-your-spending-habits-with-a-simple-promise) July 26, 2019 Hi! I’m Casey. The Marketing Coordinator for United Bank. When I’m not at the bank or writing blog posts, you’ll typically find me in my car or at my.. [Read Full Story](https://blog.united-bk.com/fix-your-spending-habits-with-a-simple-promise) ![](https://blog.united-bk.com/hubfs/shutterstock_330176348-1.jpg) ## [Creating an Emergency Fund](https://blog.united-bk.com/creating-an-emergency-fund) July 8, 2019 What could possibly be more exciting than creating an emergency fund? Well, training to run to work when your car breaks down would be more exciting,.. [Read Full Story](https://blog.united-bk.com/creating-an-emergency-fund) ![](https://blog.united-bk.com/hubfs/shutterstock_1323274814Original.jpg) ## [Forget Cash Envelopes. Use Your Bank Accounts to Budget.](https://blog.united-bk.com/forget-cash-envelopes-use-your-bank-accounts-to-budget) June 11, 2019 I hate to carry cash. I don’t know why exactly. Maybe because trying to dig the exact amount of cash I need out of my wallet seems inefficient in the.. [Read Full Story](https://blog.united-bk.com/forget-cash-envelopes-use-your-bank-accounts-to-budget) ![](https://blog.united-bk.com/hubfs/shutterstock_330176348.jpg) ## [6 Easy Ways to Be More Responsible with Your Money](https://blog.united-bk.com/6-easy-ways-to-be-more-responsible-with-your-money) June 5, 2019 Deciding to be more responsible with your money doesn’t have to mean creating a crazy strict budget or putting half your paycheck into savings... [Read Full Story](https://blog.united-bk.com/6-easy-ways-to-be-more-responsible-with-your-money) ![](https://blog.united-bk.com/hubfs/shutterstock_592975223.jpg) ## [The Easiest Way to Create an Emergency Fund (Without Touching Your Paycheck)](https://blog.united-bk.com/the-easiest-way-to-create-an-emergency-fund) June 4, 2019 Creating an emergency fund has a ton of benefits, most of which you’ve probably heard before… it reduces the amount of money you have to put on.. 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